Support

Questions about the Reverse Mortgage Check app, a number that looks wrong, or a request to delete information you submitted? Call (702) 321-6162 or use the contact form and mention "ChatGPT app".

How to use it

In ChatGPT, open Reverse Mortgage Check from the + menu and give it your home's approximate value, your age (and your spouse's), and what you still owe on the home. For the sell-or-stay comparison, add a monthly amount you need, such as the cost of in-home care.

Where the numbers come from

HUD's HECM principal limit factor table, the 2026 FHA maximum claim amount, FHA mortgage insurance and origination fee rules (24 CFR part 206 and HUD Mortgagee Letters), the 10-year and 1-year Treasury rates published by the U.S. Treasury, and published industry ranges for lender margins, closing costs and home-selling costs. Figures are refreshed regularly.

Free counseling

HUD-approved reverse mortgage counselors: 1-800-569-4287 or find a counselor.