Terms of Use

Effective October 27, 2026

Estimates, not loan offers

Reverse Mortgage Check shows estimates built from HUD's published HECM rules and principal limit factors, current index rates, typical fees and typical home-selling costs, and from the figures you provide. It is not a loan offer, a rate quote, a commitment to lend, a determination of eligibility or an appraisal. Actual amounts depend on the appraisal, the lender's interest rate and margin, the financial assessment of your credit and income, and program rules at the time you apply.

Not professional advice

Nothing in the app is legal, tax, financial or housing-counseling advice. HUD requires a session with an independent HUD-approved counselor before you apply for an FHA reverse mortgage. Talk to a counselor, an attorney or a financial professional before you act.

No affiliation

Reverse Mortgage Check is not a lender and is not affiliated with or endorsed by HUD, FHA or any government agency.

Third-party sites

Links to other websites are provided for convenience; each site has its own terms and privacy policy.

No warranty; limitation of liability

The app is provided "as is" without warranties of any kind. To the extent permitted by law, Boss Center AI is not liable for decisions made or losses incurred in reliance on the estimates.

Contact

(702) 321-6162 · contact form